{"id":21228,"date":"2024-08-18T12:46:43","date_gmt":"2024-08-18T12:46:43","guid":{"rendered":"https:\/\/ibiarealty.com\/?page_id=21228"},"modified":"2024-09-21T12:40:07","modified_gmt":"2024-09-21T12:40:07","slug":"mortgage","status":"publish","type":"page","link":"https:\/\/ibiarealty.com\/?page_id=21228","title":{"rendered":"Mortgage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21228\" class=\"elementor elementor-21228\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6395f2e animated-slow main-inner-banner e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"6395f2e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7de1bca elementor-section-full_width elementor-section-height-min-height elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"7de1bca\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b896568\" data-id=\"b896568\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e94124a elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e94124a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">get property on mortgage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-901f534 e-flex e-con-boxed e-con e-parent\" data-id=\"901f534\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca5d316 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"ca5d316\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entire process is on us, from evaluation to a deal<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a06895 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"4a06895\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ibiarealty.com\/#prompt\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact our Expert<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-ae3dc49 e-con-full e-flex e-con e-parent\" data-id=\"ae3dc49\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-61486c9 e-con-full e-flex e-con e-child\" data-id=\"61486c9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e50612f elementor-invisible elementor-widget elementor-widget-image-carousel\" data-id=\"e50612f\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;6&quot;,&quot;navigation&quot;:&quot;none&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:66,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;autoplay_speed&quot;:0,&quot;speed&quot;:2000,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/rakbank.svg\" alt=\"rakbank\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/mashreq.svg\" alt=\"mashreq\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/sharjah-islamic-bank.svg\" alt=\"sharjah-islamic-bank\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/bank-of-sharjan.svg\" alt=\"bank-of-sharjan\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/fab.svg\" alt=\"fab\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/emirates.svg\" alt=\"emirates\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed07e10 elementor-section-full_width elementor-section-height-min-height elementor-section-stretched list-wrap-bullet elementor-section-height-default elementor-section-items-middle\" data-id=\"ed07e10\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fa97503\" data-id=\"fa97503\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9d6071 e-flex e-con-boxed e-con e-parent\" data-id=\"d9d6071\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-46eea4c e-con-full e-flex e-con e-child\" data-id=\"46eea4c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8b800c elementor-widget elementor-widget-text-editor\" data-id=\"b8b800c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Mortgage is if someone has 25-30% down payment and stable income than the remaining they can avail mortgage from lender<\/li><li>Any one who has stable income salaried or self employed can avail mortgage<\/li><li>All leading banks are financing partners<\/li><li>For expats varies between 15-20 M<\/li><li>For UAE nationals can be even more depending on profile<\/li><li>Before signing MOU of property the client should be confirmed by the bank for approval of finance<\/li><li>Anyone who doesn\u2019t have the whole payment to buy can opt for finance else any client who has full payment for property to buy and has stable income can go for 2 properties rather than 1<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3158119 e-con-full e-flex e-con e-child\" data-id=\"3158119\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a16928a elementor-widget elementor-widget-html\" data-id=\"a16928a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t  <div class=\"calculator-container\">\n       <a href=\"https:\/\/wa.me\/971554304174\"> <div class=\"whatsapp-btn\">\n           <svg class=\"e-font-icon-svg e-fab-whatsapp\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M380.9 97.1C339 55.1 283.2 32 223.9 32c-122.4 0-222 99.6-222 222 0 39.1 10.2 77.3 29.6 111L0 480l117.7-30.9c32.4 17.7 68.9 27 106.1 27h.1c122.3 0 224.1-99.6 224.1-222 0-59.3-25.2-115-67.1-157zm-157 341.6c-33.2 0-65.7-8.9-94-25.7l-6.7-4-69.8 18.3L72 359.2l-4.4-7c-18.5-29.4-28.2-63.3-28.2-98.2 0-101.7 82.8-184.5 184.6-184.5 49.3 0 95.6 19.2 130.4 54.1 34.8 34.9 56.2 81.2 56.1 130.5 0 101.8-84.9 184.6-186.6 184.6zm101.2-138.2c-5.5-2.8-32.8-16.2-37.9-18-5.1-1.9-8.8-2.8-12.5 2.8-3.7 5.6-14.3 18-17.6 21.8-3.2 3.7-6.5 4.2-12 1.4-32.6-16.3-54-29.1-75.5-66-5.7-9.8 5.7-9.1 16.3-30.3 1.8-3.7.9-6.9-.5-9.7-1.4-2.8-12.5-30.1-17.1-41.2-4.5-10.8-9.1-9.3-12.5-9.5-3.2-.2-6.9-.2-10.6-.2-3.7 0-9.7 1.4-14.8 6.9-5.1 5.6-19.4 19-19.4 46.3 0 27.3 19.9 53.7 22.6 57.4 2.8 3.7 39.1 59.7 94.8 83.8 35.2 15.2 49 16.5 66.6 13.9 10.7-1.6 32.8-13.4 37.4-26.4 4.6-13 4.6-24.1 3.2-26.4-1.3-2.5-5-3.9-10.5-6.6z\"><\/path><\/svg>\n            <span style=\"margin-left: 10px;\">Talk To A Mortgage Advisor<\/span>\n        <\/div><\/a>\n         <form id=\"mortgageCalculator\">\n            <div class=\"form-group\">\n                <label for=\"propertyPrice\">Property Price<\/label>\n                <input type=\"number\" class=\"form-control\" id=\"propertyPrice\" value=\"1000000\" min=\"0\">\n            <\/div>\n            <div class=\"form-group\">\n                <label for=\"downPayment\">Down Payment : <span id=\"downPaymentLabel\">200,000<\/span>  <\/label>\n                <input type=\"range\" class=\"slider\" id=\"downPayment\" min=\"0\" max=\"100\" value=\"20\">\n            <\/div>\n            <div class=\"form-group\">\n                <label for=\"loanDuration\">Loan Duration : <span id=\"loanDurationLabel\">25<\/span> Years<\/label>\n                <input type=\"range\" class=\"slider\" id=\"loanDuration\" min=\"1\" max=\"25\" value=\"25\">\n            <\/div>\n            <div class=\"form-group\">\n                <label for=\"interestRate\">Interest Rate<\/label>\n                <input type=\"number\" class=\"form-control\" id=\"interestRate\" value=\"3.89\" step=\"0.01\" min=\"0\">\n            <\/div>\n            <div class=\"form-group\">\n                <label for=\"monthlyRepayment\">Monthly Repayment<\/label>\n                <h3 id=\"monthlyRepayment\" class=\"mt-2\">AED 4,175<\/h3>\n                <p class=\"small text-muted\">* Estimated initial monthly payments based on a AED 1,000,000 purchase price with a 3.89% fixed interest rate.<\/p>\n            <\/div>\n           <a href=\"https:\/\/ibiarealty.com\/#prompt\"> <button type=\"button\" class=\"btn btn-consultation\">Request A Consultation<\/button><\/a>\n        <\/form>\n    <\/div> <script>\n      \/\/ Function to calculate mortgage\nfunction calculateMortgage() {\n    const propertyPrice = parseFloat(document.getElementById('propertyPrice').value);\n    const downPaymentPercent = parseFloat(document.getElementById('downPayment').value);\n    const loanDurationYears = parseInt(document.getElementById('loanDuration').value);\n    const annualInterestRate = parseFloat(document.getElementById('interestRate').value);\n\n    \/\/ Calculate down payment amount and percentage\n    const downPaymentAmount = (downPaymentPercent \/ 100) * propertyPrice;\n    const downPaymentPercentage = (downPaymentAmount \/ propertyPrice) * 100;\n\n    const loanAmount = propertyPrice - downPaymentAmount;\n    const monthlyInterestRate = annualInterestRate \/ 100 \/ 12;\n    const numberOfPayments = loanDurationYears * 12;\n\n    \/\/ Calculate monthly repayment using the formula\n    const monthlyRepayment = (loanAmount * monthlyInterestRate) \/ \n        (1 - Math.pow(1 + monthlyInterestRate, -numberOfPayments));\n\n    \/\/ Update the UI with the calculated values\n    document.getElementById('downPaymentLabel').innerText = `${downPaymentAmount.toLocaleString('en-US', { style: 'currency', currency: 'AED' })} (${Math.round(downPaymentPercentage)}%)`;\n    document.getElementById('loanDurationLabel').innerText = loanDurationYears;\n    document.getElementById('monthlyRepayment').innerText = `AED ${Math.round(monthlyRepayment).toLocaleString('en-US')}`;\n}\n\n\/\/ Event listeners\ndocument.getElementById('propertyPrice').addEventListener('input', calculateMortgage);\ndocument.getElementById('downPayment').addEventListener('input', calculateMortgage);\ndocument.getElementById('loanDuration').addEventListener('input', calculateMortgage);\ndocument.getElementById('interestRate').addEventListener('input', calculateMortgage);\n\n\/\/ Initial calculation\ncalculateMortgage();\n\n    <\/script>  <script src=\"https:\/\/code.jquery.com\/jquery-3.5.1.slim.min.js\"><\/script>\n    <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/@popperjs\/core@2.0.6\/dist\/umd\/popper.min.js\"><\/script> <style>.slider::-webkit-slider-thumb {\n    -webkit-appearance: none;\n    appearance: none;\n    width: 20px;\n    height: 20px;\n    background-color:#d19029; \/* Change thumb color to red *\/\n    border-radius: 50%;\n    cursor: pointer;\n}\n<\/style>\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09038dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09038dc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c8278ac\" data-id=\"c8278ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2093262 e-flex e-con-boxed e-con e-parent\" data-id=\"2093262\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e532238 elementor-widget elementor-widget-heading\" data-id=\"e532238\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">OUR MORTGAGE EXPERTS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe2882c e-con-full e-flex e-con e-child\" data-id=\"fe2882c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ceb02e6 e-con-full e-flex e-con e-child\" data-id=\"ceb02e6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c279396 elementor-widget elementor-widget-image\" data-id=\"c279396\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"291\" height=\"351\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/adnand-qurashi.png\" class=\"attachment-large size-large wp-image-21002\" alt=\"\" srcset=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/adnand-qurashi.png 291w, https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/adnand-qurashi-249x300.png 249w\" sizes=\"(max-width: 291px) 100vw, 291px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d69f20d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d69f20d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Adnan Qurashi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b96e8f elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2b96e8f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"mailto:adnan.qurashi@ibiarealty.com\">adnan.qurashi@ibiarealty.com<\/a><\/p><p>Head of Mortgage<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0753e37 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"0753e37\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Adnan Qureshi had been affiliated with various banks in the mortgage department and had been an expert in the industry Had a very significant role in achieving up to 100 M AED business in first 6 months with the bank<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f631b7 e-con-full e-flex e-con e-child\" data-id=\"4f631b7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c7812e elementor-widget elementor-widget-image\" data-id=\"7c7812e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"291\" height=\"351\" src=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/mebin-minan.png\" class=\"attachment-large size-large wp-image-21001\" alt=\"\" srcset=\"https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/mebin-minan.png 291w, https:\/\/ibiarealty.com\/wp-content\/uploads\/2024\/08\/mebin-minan-249x300.png 249w\" sizes=\"(max-width: 291px) 100vw, 291px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79beef4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"79beef4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mebin Ninan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f56d4a8 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"f56d4a8\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"mailto:mabin.ninan@ibiarealty.com\">mabin.ninan@ibiarealty.com<\/a><\/p><p>Head of Public Relations<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b3a6df elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1b3a6df\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mr Mebin had been associated with banks and with DIFC as well. Had been a very successful investment banker with extensive knowledge about the industry and dealt with high worth individuals<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e92424 e-flex e-con-boxed e-con e-parent\" data-id=\"2e92424\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c6264d elementor-widget elementor-widget-heading\" data-id=\"3c6264d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Required documents varies bank to bank\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7160e37 e-con-full e-flex e-con e-child\" data-id=\"7160e37\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0966313 e-con-full e-flex e-con e-child\" data-id=\"0966313\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b1a7f8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8b1a7f8\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Passport along with Visa copy<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Salary certificate in case salaried <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">6 month bank statements with pay slips <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Application form of the bank<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85a3f98 e-con-full e-flex e-con e-child\" data-id=\"85a3f98\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef65302 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ef65302\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Details of any liability<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">In case of self employed <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Audit financial of last 2 years <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">MOA of company<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">License copy <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9f0429 e-con-full e-flex e-con e-child\" data-id=\"b9f0429\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4eee9a3 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4eee9a3\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Profile <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><g clip-path=\"url(#clip0_2002_4510)\"><path d=\"M13.3899 2.08203L5.74721 9.17222L2.51505 5.72297L0.376953 7.72649L5.59866 13.299L15.377 4.23592L13.3899 2.08203Z\" fill=\"#D19029\"><\/path><\/g><defs><clipPath id=\"clip0_2002_4510\"><rect width=\"15\" height=\"15\" fill=\"white\" transform=\"translate(0.376953 0.179688)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Last 1 year bank statements<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e80b01a e-con-full e-flex e-con e-child\" data-id=\"e80b01a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-170af62 elementor-align-center elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"170af62\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/ibiarealty.com\/contact\/#consultation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>get property on mortgage Entire process is on us, from evaluation to a deal Contact our Expert Mortgage is if someone has 25-30% down payment and stable income than the remaining they can avail mortgage from lender Any one who has stable income salaried or self employed can avail mortgage All leading banks are financing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/template-homepage.php","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-21228","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage - ibiarealty.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ibiarealty.com\/?page_id=21228\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage - ibiarealty.com\" \/>\n<meta property=\"og:description\" content=\"get property on mortgage Entire process is on us, from 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